Which of the following would NOT typically be covered under general liability insurance?

General liability insurance is designed to protect businesses from claims involving bodily injuries and property damage that occur on their premises or as a result of their operations. It primarily covers incidents like injuries to customers on business premises, defamation claims arising from advertising, and claims for product-related injuries.

The coverage terms, however, generally exclude injuries or damages caused by the business's own employees while they are acting within the scope of their employment. Such claims typically fall under workers' compensation insurance, which is specifically designed to cover employee injuries sustained on the job. Since general liability insurance does not extend to employee injuries or damages caused by employees, the correct answer identifies this specific exclusion from coverage.