Which of the following accurately describes a liability claim?

A liability claim is accurately described by the assertion that claims for money can result from accidents or wrongful acts. This understanding of liability claims encompasses a broad spectrum of scenarios where an individual or organization is held responsible for causing harm or injury to another party.

Liability claims typically arise from two categories: negligence and intentional torts. Negligence claims often relate to accidental harms resulting from a failure to exercise reasonable care, while intentional torts stem from deliberate actions that result in damage or injury. The concept that liability can stem from both accidents and wrongful acts captures the essence of various legal contexts in which one party seeks compensation from another.

In contrast, the other statements provide a more limited or incorrect view of liability claims. Claims do not necessarily need to arise from a written contract; they can also stem from other forms of legal duty or obligations. Furthermore, liability can involve unintentional damages, not just intentional ones. Lastly, while many claims may have specific time limits for filing, which can vary by jurisdiction or type of claim, it is not universally true that a claim must always be made within a certain number of days of the incident.