Which coverage specifically addresses claims for wrongful entry or eviction?

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The coverage that specifically addresses claims for wrongful entry or eviction falls under Commercial General Liability (CGL) coverage, particularly the part that pertains to personal and advertising injury liability. This coverage is designed to protect against claims that arise from offenses such as invasion of privacy, wrongful eviction, wrongful entry, and other similar accusations.

In this context, "wrongful entry" refers to situations in which someone is accused of entering a property without legal justification, while "wrongful eviction" would relate to claims made by individuals who believe they were unlawfully removed from a property. The CGL B section covers these types of claims, offering financial protection and legal defense costs, underlining its crucial role in managing risk associated with personal and advertising injury claims that can emerge in several contexts.

Other coverage options, while relevant in their respective areas, do not provide specific protection for wrongful entry or eviction claims. Incidental insured contracts liability typically deals with liabilities assumed under certain types of contracts, while Commercial Excess/Umbrella Liability Coverage offers broader coverage limits above and beyond the primary insurance but does not specifically address wrongful entry or eviction. CGL C for medical expenses covers costs associated with bodily injury regardless of fault, making it unrelated to the issue of wrongful entry or eviction claims.

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