What is the purpose of Drive Other Car Coverage?

Drive Other Car Coverage is designed primarily to extend personal auto insurance benefits to individuals who may not have their own policy but occasionally drive vehicles that are not owned by them, such as rental cars or vehicles borrowed from friends or family. This is particularly relevant for business owners or executives who may not be listed on a personal auto policy but still require coverage when they are driving non-owned vehicles.

This type of coverage allows these individuals to operate vehicles without the fear of inadequate insurance, ensuring that they receive some level of protection in case of an accident while driving a car that does not belong to them. The focus here is on providing the necessary insurance to persons who would not otherwise have it through their normal auto insurance policies.

In contrast, other options do not encapsulate the primary purpose of Drive Other Car Coverage. For example, companies may have comprehensive policies for employees, but this coverage is specifically tailored to personal use of vehicles that the insured does not own, making option B the most accurate descriptor of its purpose.