What is a primary characteristic of 'covered damages'?

Covered damages are typically characterized by their classification into special and general damages. This means that they encompass a broad range of compensable losses that an injured party may experience as a result of an accident or injury.

Special damages refer to quantifiable monetary losses, such as medical expenses, lost wages, and property damage, which can be calculated precisely. General damages, on the other hand, cover non-monetary losses such as pain and suffering, emotional distress, and loss of enjoyment of life, which are more subjective in nature and not as easily quantifiable.

By including both special and general damages, covered damages provide a comprehensive framework for compensation that addresses the full scope of harm experienced by the victim. This inclusion is crucial because it ensures that the injured party can be fairly compensated for both tangible and intangible losses resulting from the incident.

The other characteristics mentioned in the options do not accurately capture the essence of covered damages. For instance, while it’s true that damages can vary widely depending on the specifics of each case, that is not a defining characteristic. Similarly, the notion that covered damages are uniformly quantifiable overlooks the nature of general damages, which are inherently less objective. Lastly, limiting covered damages to property loss ignores the broader implications of injury