What are the main types of casualty insurance?

The main types of casualty insurance include general liability, professional liability, automobile liability, and workers' compensation, which collectively provide coverage against various risks associated with injury or damage to individuals or their property.

General liability insurance protects businesses from claims of bodily injury, property damage, or personal injury caused by their operations, products, or services. Professional liability insurance, also known as errors and omissions insurance, offers coverage to professionals against claims of negligence or inadequate performance. Automobile liability insurance covers legal responsibilities from accidents involving vehicles, while workers' compensation provides benefits to employees injured on the job, covering medical expenses and lost wages.

This selection accurately reflects the primary categories of casualty insurance, each serving essential protective roles in both personal and business contexts. The other options either include insurance types that do not fit specifically within the realm of casualty insurance or combine categories that primarily related to property or personal insurance rather than liability and responsibility coverage.